@misc{Collins2026SharedSurface,
  author       = {Collins, Bill},
  title        = {Shared Surface: Systemic risk surface is shared across regulated institutions through common can},
  year         = {2026},
  publisher    = {Meridian Autonomy},
  note         = {Substrate v13.1.0, sealed daily snapshot 2026-05-05, SHA256 e5250de8e9de07d6},
  url          = {https://mar500.com/shared-surface/}
}